Sapphire Individual Health Plans +
Personalised Telehealth Benefit
Access quality care from our HMO partners plus telehealth benefits
that gives you access to providers in the U.S, U.K, Canada, Asia, and Africa.
Plans | Sapphire Basic Plan | Sapphire Plus Plan | Sapphire Special Plan |
|---|---|---|---|
Individual Premium/Annum (₦) | ₦75,800 | ₦167000 | ₦395,500 |
Individual Premium/Month(₦) | ₦7700 | ₦17,500 | - |
Family Premium/Annum (₦) | ₦209,300 | ₦541,500 | - |
Family Premium/Month (₦) | ₦23,100 | ₦61,700 | - |
Region of Cover | Local | Local | Local |
Hospital Category | C-D | B-D | B-D2 |
Inpatient Limit (₦) | 350,000 | 500,000 | 600,000 |
Accidents & Emergencies: Resuscitative or lifesaving initial treatment | ₦150,000 | ₦200,000 | ₦ 250,000 |
Accommodation (including feeding) | General Ward (15 Days/Annum) | General Ward (15 Days/Annum) | Semi Private Ward (20 Days/Annum) |
Inpatient medication | ₦ (Up to Inpatient Limit) | ₦ (Up to Inpatient Limit) | √(Up to Inpatient Limit) |
Surgeries2 | ₦ 150,000 | ||
Surgeries3 | ₦ 200,000 | ₦250,000 | |
Outpatient Limit(₦) | 100,000 | 200,000 | 250,000 |
Consultations | |||
Hospital based consultations and follow up with General practice doctors and medical officers | √(Up to Outpatient Limit) | √(Up to Outpatient Limit) | √(Up to Outpatient Limit) |
Hospital based Consultations and follow up with specialists | √(Up to 12 visits/Annum) | √ (Up to 12 visits/Annum) | √ (Up to 12 visits/Annum) |
Telemedicine3 | Unlimited 24/7 | ||
Telemedicine4 | Unlimited 24/7 | Unlimited 24/7 | |
Medications | |||
Chronic Disease Medication/Outpatient Prescription Medicines | ₦ 50,000 | ₦ 85,000 | ₦100,000 |
Diagnostics | |||
Basic Diagnostic Tests4 | √ (Up to Outpatient Limit) | ||
Basic Diagnostic Tests5 | √ (Up to Outpatient Limit) | √ (Up to Outpatient Limit) | |
Immunizations | |||
NPI Immunizations for 0-5years | BCG, Measles, DPT, Oral polio, IPV, Vitamin A supplementation, Pentavalent vaccine | BCG, Measles, DPT, Oral polio, IPV, Vitamin A supplementation, Pentavalent vaccine | BCG, Measles, DPT, Oral polio, IPV, Vitamin A supplementation, Pentavalent vaccine |
Additional Immunizations for 0-5 years | Hepatitis B, HiB, Yellow Fever | Hepatitis B, Hib, Chicken Pox, MMR, Pneumococcal, Rotavirus, Yellow Fever | Hepatitis B, Hib, Chicken Pox, MMR, Pneumococcal, Rotavirus, Yellow Fever |
Additional Immunizations for 6yrs and above | Hepatitis B, Yellow Fever | Hepatitis B, Yellow Fever | Hepatitis B, Yellow Fever |
Advanced & Complex Investigations(Limited To CT Scan and MRI Scan) | Once per annum | Twice per annum | |
Maternity and Neo-natal Services | |||
Antenatal Care + Normal Delivery+ Postnatal Care (6 Weeks) + Neonatal Care Services (Male circumcision, Ear piercing) | ₦100,000 | ₦150,000 | |
Ambulance Evacuation Services | |||
Hospital to Hospital | Covered | Covered | Covered |
Home/Road Side to Hospital | √(4 Times Per Annum) | √(4 Times Per Annum) | |
Other Benefits | |||
Critical Illness + Death Cover5 | ₦100,000 | ||
Critical Illness + Death Cover6 | ₦ 250,000 | ₦ 400,000 | |
Dental Care | Relief of pain, Composite & Amalgam Fillings, Non-surgical extractions, Scaling and Polishing (₦ 10,000 per annum) | Relief of pain, fillings, Non- surgical extractions, preventive care, scaling and polishing, Dental Surgical Extraction (₦20,000 per annum) | Relief of pain, fillings, Non- surgical extractions, preventive care, scaling and polishing, Dental Surgical Extraction (₦40,000 per annum) |
Family Planning Services | IUCDs,Pills & Injectibles | IUCDs,Pills & Injectibles | |
Ear, Nose and Throat care (Treatment of Acute Diseases Only) | ₦ 10,000 | ||
Mortuary Services (Cleaning, Embalmment, Storage, Autopsy) | ₦ 50,000 | ₦50,000 | ₦50,000 |
Optical care: Eye testing, Treatment of acute eye diseases | ₦ 10,000 | ₦ 20,000 | ₦ 40,000 |
Physiotherapy | ₦ 20,000 | ₦ 20,000 | ₦ 40,000 |