Sapphire Senior's Plans +
Personalised Telehealth Benefit
Access quality care from our HMO partners plus telehealth benefits
that gives you access to providers in the U.S, U.K, Canada, Asia, and Africa.
Plans | Sapphire Seniors Mini | Sapphire Seniors Midi | Sapphire Seniors Premium |
|---|---|---|---|
Individual Premium(₦)/Annum | ₦193,200 | ₦388,100 | ₦809,200 |
Individual Premium(₦)/Month | ₦20,800 | ₦40,500 | ₦79,100 |
Region of Cover | Local | Local | Local |
Hospital Category | C-D | B-D | B-D 2 |
Inpatient Limit (₦) | 1,000,000 | 1,600,000 | 3,350,000 |
Accidents & Emergencies: Resuscitative or lifesaving initial treatment | ₦250,000 | ₦500,000 | ₦1,000,000 |
Accommodation (including feeding) | General Ward (30 Days/Annum) | Semi Private (30 Days/Annum) | Private Ward (30 Days/Annum) |
Inpatient medication | √ (Up to Inpatient Limit) | √ (Up to Inpatient Limit) | √ (Up to Inpatient Limit) |
Intensive Care Unit (ICU) & High Dependency Unit(HDU) | - | - | 3 Days |
Surgeries3 | ₦250,000 | ₦500,000 | ₦1,000,000 |
Outpatient Limit(₦) | 350000 | 700000 | 1350000 |
Consultations | |||
Hospital based consultations with General practice doctors and medical officers | √ (Up to Outpatient Limit) | √ (Up to Outpatient Limit) | √ (Up to Outpatient Limit) |
Hospital based Consultations with specialists | √ (Up to 12 visits/Annum) | √ (Up to Outpatient Limit) | √ (Up to Outpatient Limit) |
Doctor Home Visits4 | Covered | Covered | Covered |
Medications | |||
Chronic Disease Medication | Outpatient Prescription Medicines | ₦200,000 | ₦400,000 | ₦800,000 |
Diagnostics | |||
Basic Diagnostic Tests5 | √ (Up to Outpatient Limit) | √ (Up to Outpatient Limit) | √ (Up to Outpatient Limit) |
Advanced & Complex Investigations(limited To CT Scan, MRI Scan and echocardiograph) | C.T/M.R.I Scan Only (1 session) | C.T/M.R.I Scan Only (4 sessions) | Covered (8 sessions) |
Immunizations | |||
Adult Immunizations | Hepatitis B, Yellow Fever | Meningitis, Yellow Fever, Hepatitis B | Meningitis, Yellow Fever, Hepatitis B |
Ambulance Evacuation Services | |||
Hospital to Hospital) | Covered | Covered | Covered |
(Home to Hospital & Road Side to Hospital) | √ (4 Times Per Annum) | √ (4 Times Per Annum) | √ (4 Times Per Annum) |
Other Benefits | |||
Cancer Care | ₦150,000 | ₦500,000 | ₦1,000,000 |
Death and Funeral Expenses6 | - | ₦100,000 | ₦100,000 |
Dental Care (relief of pain, fillings, nonsurgical, extractions, preventive care, scaling and polishing, Dental Surgical Extraction & RootCanal Therapy, Dental Prosthetics) | ₦30,000 | ₦50,000 | ₦80,000 |
Health Checks7 | Limited to: Basic (Physical, BP, Urinalysis ), Blood Sugar, ECG, PCV, Liver function Test, Lipid Profile And Pap's Smear, Prostate Specific Antigen, Mammography | Limited to: Basic (Physical, BP, Urinalysis ), Blood Sugar, ECG, PCV, Lipid Profile And Pap's Smear, Prostate Specific, Liver function Test, Antigen, Mammography | Limited to: Basic (Physical, BP, Urinalysis ), Blood Sugar, PCV, Lipid Profile, ECG, Pap's Smear, Prostate Specific Antigen, Mammography, Liver function Test |
Kidney Dialysis | - | - | Covered - 3 Sessions |
Optical Care8 | ₦30,000 | ₦50,000 | ₦80,000 |
Physiotherapy | ₦30,000 | ₦30,000 | ₦60,000 |